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A year ago, “waiting it out” felt like the only sensible mortgage strategy. Now, rates are finally edging down, lenders are competing again, and 2026 is shaping up to be a year where timing and preparation could genuinely save borrowers real money. The catch is that the best deals will not land evenly for everyone, so knowing what’s driving pricing, and what you can control, matters more than ever.

Here’s everything you need to know about where mortgage rates could go next in 2026, what lenders are doing right now, and how to position yourself for the best possible deal.

With market conditions improving and more borrowers reassessing their options, now is the ideal time to take advantage of our exclusive customer discounts across our wide range of services.


Whether you are looking to sell, a first-time buyer, an investor, or looking to expand your property portfolio, Gateway can support you. Existing Gateway customers benefit from incredible discounts when selling or renting their property, as well as special offers on our in-house conveyancing and mortgage advice services!

Gateway is proud to announce that will be attending the UK Careers Fair at The Palace Hotel (Park Inn Radisson), in Southend-on-Sea on 26th February.


If you are interested in a career in the property sector, come and meet our team to learn more about Gateway, the roles we recruit for and the training and progression we offer.  


This is a great opportunity for you to discuss opportunities across the business and for the team to answer any questions you may have.

If you cannot wait until then, check out our careers page on our website for all the latest career opportunities from Gateway!

From big business milestones to the everyday wins that make Gateway what it is, our social channels are where we share the stories behind the work.

We use Instagram and LinkedIn to keep you up to date with the latest company news and updates, including new business announcements, staff achievements, offers and promotions, community activity, and behind the scenes moments from across the team.

It is also where we highlight career opportunities, celebrate success, and share insights into what life at Gateway is really like.

If you want to stay in the loop, follow us on Instagram and LinkedIn for all the latest updates from Gateway!

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As 2025 comes to an end, Gateway’s nationwide network of offices remains committed to delivering the very best for our clients and customers, and we thank you for your continued support. 


We will be back in 2026 with the latest updates from Gateway, along with timely industry news as it happens. In the meantime, our offices remain open as usual, so please get in touch if you need us.